The Pradhan Mantri’s Jan Dhan Yojana in the central government provides financial benefits to many poor people.
Under this scheme, accounts of poor people with zero balance are opened.
This account can be opened at any bank or post office, bank opening
The government sends government funds to these accounts.
These accounts are credited to schemes like a gas subsidy, Kisan Samman Nidhi, widow pension, etc.
Check this: Sukanya Samriddhi Yojana
Everyone knows this information, but did you know that the accounts of minors can also be opened in the central government’s Jan Dhan Yojana?
You can also open an account for children over the age of 10
Open an account for minors
Let us tell you that a family is provided with an overdraft facility of Rs 10,000 per account only.
This requires identification documents verified by a government official
People with these documents will be able to open accounts under the Jan Dhan Yojana
Parents will manage the accounts of minors
As a rule, only parents will be able to operate minors’ accounts
Explain that an ATM facility will also be available in the name of the child
When the child is 18 years old, he has to produce proof of identity
After that, the bank will transfer the child’s account in his name
Submit this document
- Aadhaar card
- Ration Magazine
Note that parents must submit one of these verified forms
If no one has this document, he can submit one of the documents provided by the Central Government to identify him.
How to apply for Prime Minister Jan Dhan Yojana
If you need to open an account under the Prime Minister’s Jan Dhan Yojana, you can do so by visiting the Prime Minister’s Jan Dhan Yojana https://pmjdy.gov.in/hi-home website.
Apart from this you can download the form from any bank’s website.
Forms can also be found at bank branches